Specializing in Bankruptcy & Personal Injury












     Our mission is to provide first class service to every client. We take great pride in assisting clients with the knowledge and tools to make an informed decision. Our commitment is to protect you and to handle your case with a personal touch that truly sets Bowles Law apart.


     Bowles Law provides quality debt relief services to individuals and small business owners seeking relief from burdensome financial liability. For many people, the mere thought of filing bankruptcy often brings stress and can lead to feelings of shock and shame. Our professional legal team will guide you through this process with great compassion. If you have a pending foreclosure, repossession, garnishment, creditor lawsuit or are overextended due to unemployment or loss of income, bankruptcy may provide the relief and a fresh start you need.


     Bowles Law also offers quality representation for individuals who have suffered personal injury. We understand the frustration and anxiety that comes with being involved in an accident. If the accident was caused by the negligence of another, Bowles Law will assist you with being paid for your loss.


     Bowles Law wants to help you plan for your future by drafting wills, advance directives and powers of attorney. For many people, the thought of estate planning creates anxiety and fear. Our professional legal team will direct you as you prepare for your legacy.



Bowles Law is the best choice I could've made for my legal needs. Ms. Bowles is very responsive, dependable, honest, totally versed in the law and always worked things out for my best, most positive outcome. I feel so blessed to have Ms. Bowles on my side. I feel totally safe with this firm. I have recommended Bowles Law in the past and will ALWAYS recommend this firm to anyone in need of a great attorney.

Thank you for what you did. You didn’t have to do it. I’m glad someone like you could help me to get through it. I’ll always think of you with a glad and grateful heart. You are very special and I knew it from the start.

Thank you very much for all of your help in my bankruptcy case. I will definitely refer you to my relatives and friends. 

Thank you so much for taking the time out to talk to me. Your advice is greatly appreciated and you helped me make some important decisions regarding my finances and my home.​

Please reload




2971 Flowers Road South

Suite 265

Atlanta, GA 30341

For All Legal Services

Call: 404.885.6659

Fax:  404.382.7664





Janel Bowles has 25+ years of legal experience.  Her proven track record in the Georgia bankruptcy system has assisted thousands of clients during difficult financial times. Her expertise in bankruptcy and debt consolidation helps clients to regain control of their finances. Janel individualizes a plan for each client's situation. Her attention to detail and effective negotiation skills equal success in helping clients to reach their goals and obtain justice. 


Janel attended Howard University in Washington, D.C. where she received a Bachelor of Business Administration with a concentration in management. Upon graduating from Howard, she entered the University of Cincinnati College of Law where she received her Juris Doctor. 


Janel is licensed to practice law in both Georgia and Tennessee. She is admitted to practice before the Georgia State Court, Georgia Superior Court, Court of Appeals for the State of Georgia, Supreme Court of the State of Georgia, United States Court of Appeals for the Eleventh Circuit, United States District Court, Eastern District of Tennessee, and the United States District Court, Northern District of Georgia. She is a member of the State Bar of Georgia, the Georgia Association of Black Women Attorneys, the National Bar Association and the American Bar Association.


Janel is a committed public servant with more than 16 years experience in mentoring and coaching professionals, aspiring attorneys and youth. She regularly conducts seminars on credit and debt management and the implications of bankruptcy for churches, professional organizations and student groups. 


Past Speaking Engagements


•  EDIFY Ministry, “How to Get Out of Debt”, Elizabeth Baptist Church

•  National Association of Black Accountants Southern Regional Conference,                 “Avoiding the Credit Trap”

•  New Mercies Christian Church Stewardship Series, "Managing                                       Your Finances"

•  Marietta-Roswell Alumnae Chapter, Delta Sigma Theta Sorority, Inc.,                           Economic Empowerment Summit, “Legalities of Starting Your Business”

•  Women Economic Development Agency, “Business Law”

•  Lambda Epsilon Omega Chapter, Alpha Kappa Alpha Sorority, Inc.,                              "Entrepreneur Leaders Workshop"

•  Career Day, Kennedy Middle School, Atlanta Public Schools

•  Empire Board of Realists, “Understanding My Credit-The Role of Credit in                   the Mortgage Process”

•  Business RadioX Business Leaders of Today, “Bankruptcy Basics”

•  WAEC 860 AM, Radio Show Guest, “Bankruptcy Basics.”